[Rally]

[quote author=standfan link=topic=14361.msg152699#msg152699 date=1452715852].... the above posters, who I refer to as "Cardboarders".

It's "whom".
[/quote]

"To whom I refer to as"  or just, "who I call Cardboarders."  (And if you think Sister Anastasia would have let me get away with putting that period outside the quotation mark you don't have the scars of Catholic school.)

[Rally]

[quote author=standfan link=topic=14361.msg152699#msg152699 date=1452715852].... the above posters, who I refer to as "Cardboarders".

It's "whom".
[/quote]

"To whom I refer to as"  or just, "who I call Cardboarders."  (And if you think Sister Anastasia would have let me get away with putting that period outside the quotation mark you don't have the scars of Catholic school.)