[TrumpCard]

It's been a while, and this isn't my industry, so I had to look a bit to remind myself of the 2023 banking crisis.  It looks like the DIF look losses in the range of $16 billion - $20 billion on the SVB bailout and then additional losses of ~$15 billion on the First Republic Bank bailout and ~$2 billion on the Signature Bank failure.  As I understand it, the DIF is in the process of replenishing the losses through special assessments to banks, rather than by payments from the U.S. General Fund or other taxpayer sources.  When the Swiss government brokered the sale of Credit Suisse to UBS, it appeared Credit Suisse shareholders and bondholders might absorb all the losses, but due to legal rulings since that time, the government or the Swiss deposit insurance fund may be on the hook to Credit Suisse bondholders for some of their ~$20 billion in losses.  Does that info all look right to you?

Some additional questions for those who know this field:
--Does it appear that officials at FRB, Signature, and Credit Suisse were similarly culpable, or were their banks victimized unfairly by the panic that set in after SVB collapsed?
--Does it appear that regulators have learned enough from the events in 2023 to be able to prevent a repeat?  
--Has there been significant further consolidation in the banking industry since mid-2023?
--Have depositors continued moving their assets from mid-sized banks to the systemically significant banks deemed "too big to fail"?

Thanks for y'all's input!

[TrumpCard]

It's been a while, and this isn't my industry, so I had to look a bit to remind myself of the 2023 banking crisis.  It looks like the DIF look losses in the range of $16 billion - $20 billion on the SVB bailout and then additional losses of ~$15 billion on the First Republic Bank bailout and ~$2 billion on the Signature Bank failure.  As I understand it, the DIF is in the process of replenishing the losses through special assessments to banks, rather than by payments from the U.S. General Fund or other taxpayer sources.  When the Swiss government brokered the sale of Credit Suisse to UBS, it appeared Credit Suisse shareholders and bondholders might absorb all the losses, but due to legal rulings since that time, the government or the Swiss deposit insurance fund may be on the hook to Credit Suisse bondholders for some of their ~$20 billion in losses.  Does that info all look right to you?

Some additional questions for those who know this field:
--Does it appear that officials at FRB, Signature, and Credit Suisse were similarly culpable, or were their banks victimized unfairly by the panic that set in after SVB collapsed?
--Does it appear that regulators have learned enough from the events in 2023 to be able to prevent a repeat?  
--Has there been significant further consolidation in the banking industry since mid-2023?
--Have depositors continued moving their assets from mid-sized banks to the systemically significant banks deemed "too big to fail"?

Thanks for y'all's input!