[BostonCard]

More broadly, there is an sour spot (the opposite of a sweet spot) where family income is high enough to not qualify for the tuition waivers or significant amounts of financial aid but not high enough that the parental contributions don't cause a lot of financial pain.

A kid with a family income of $150,000 - ~$500,000 (that is, the upper middle class kids you refer to) are going to feel it.  You hope that parents are putting money away in anticipation of the expenditures, but it can get ugly, especially if you have multiple kids in college at the same time.

BC

[BostonCard]

More broadly, there is an sour spot (the opposite of a sweet spot) where family income is high enough to not qualify for the tuition waivers or significant amounts of financial aid but not high enough that the parental contributions don't cause a lot of financial pain.

A kid with a family income of $150,000 - ~$500,000 (that is, the upper middle class kids you refer to) are going to feel it.  You hope that parents are putting money away in anticipation of the expenditures, but it can get ugly, especially if you have multiple kids in college at the same time.

BC