05-07-2020, 01:45 PM
Rather then edit my previous post, I wanted to start with a clean slate, so deleted it. Why does it show deleted? What exactly is the point?
Anyway...
If Biden wins the POTUS election in November, the number of laws passed to limit Executive Branch power will make our heads spin. Some significant new restrictions and requirements are going to be implemented.
There's a lot more than guidelines for Childcare facilities in that 17-page document.
As someone who lives where insurance companies (The Hartford, Aetna, Travelers) are dominant, this bullshit playing with CDC guidelines has real impact on liability issues. The insurance companies will only underwrite customers they feel are properly mitigating risks. They would say "as long as you follow CDC guidelines we will pay your claim." But if the CDC has no guidelines, or they are lax, the insurance companies won't underwrite the businesses. Most of them can't operate without insurance. So what happens if there are no guidelines to follow or the ones in place leave too much risk? Businesses can't operate.
The insurance companies aren't scientists prepared to figure out what precautions mitigate enough risk to insure a business with a highly contagious, deadly virus running rampant through the country and world. State and local governments also rely on the CDC for guidance. They can't all be coming up with their own standards. Insurance companies might say they will insure businesses that follow California standards, but if you are in Iowa and your government has given you guidelines that aren't as thorough as CA's, and then find out you can't be insured, because you haven't put enough safety measures in place, you're screwed.
So messing around with CDC protocols doesn't help businesses open because insurance companies are going to pull coverage if they aren't taking enough steps to mitigate risk. The unintended consequences of being dumb AF, like those in the Executive Branch clearly are.
Anyway...
If Biden wins the POTUS election in November, the number of laws passed to limit Executive Branch power will make our heads spin. Some significant new restrictions and requirements are going to be implemented.
There's a lot more than guidelines for Childcare facilities in that 17-page document.
As someone who lives where insurance companies (The Hartford, Aetna, Travelers) are dominant, this bullshit playing with CDC guidelines has real impact on liability issues. The insurance companies will only underwrite customers they feel are properly mitigating risks. They would say "as long as you follow CDC guidelines we will pay your claim." But if the CDC has no guidelines, or they are lax, the insurance companies won't underwrite the businesses. Most of them can't operate without insurance. So what happens if there are no guidelines to follow or the ones in place leave too much risk? Businesses can't operate.
The insurance companies aren't scientists prepared to figure out what precautions mitigate enough risk to insure a business with a highly contagious, deadly virus running rampant through the country and world. State and local governments also rely on the CDC for guidance. They can't all be coming up with their own standards. Insurance companies might say they will insure businesses that follow California standards, but if you are in Iowa and your government has given you guidelines that aren't as thorough as CA's, and then find out you can't be insured, because you haven't put enough safety measures in place, you're screwed.
So messing around with CDC protocols doesn't help businesses open because insurance companies are going to pull coverage if they aren't taking enough steps to mitigate risk. The unintended consequences of being dumb AF, like those in the Executive Branch clearly are.