[M T]

Something doesn't seem right there.  In our society, I thought it was the MDs, along with approval of FDA, that decide on treatment.  Insurance companies may set whatever policies for reimbursement, but "... ignored the need for the tests to meet certain health insurance company requirements" does not seem to be something wrong per se.  

If they misled the doctors or the FDA regarding, for instance, what the tests measure and how well they do that measurement, that's a different thing.

[M T]

Something doesn't seem right there.  In our society, I thought it was the MDs, along with approval of FDA, that decide on treatment.  Insurance companies may set whatever policies for reimbursement, but "... ignored the need for the tests to meet certain health insurance company requirements" does not seem to be something wrong per se.  

If they misled the doctors or the FDA regarding, for instance, what the tests measure and how well they do that measurement, that's a different thing.