[ThePassionOfTheChryst]

[quote author=ThePOC link=topic=16303.msg183318#msg183318 date=1482352751]
[quote author=DC 86 link=topic=16303.msg183302#msg183302 date=1482330444]
[quote author=TreesAndBirds link=topic=16303.msg183108#msg183108 date=1482195981]

I think I read that CM had $5M insurance for an injury that resulted in him not being drafted. $3M if injury significantly reduced his draft position. Dont remember where I read it so maybe I am mis-remembering or am flat out wrong.

You are correct. He has a $5M policy for complete disability, and a $3M policy for loss of value if injury causes him to be drafted later than 40th overall.
[/quote]

That's interesting. For perspective, I just looked up the rough numbers from the 2016 draft. The 23rd pick of the draft (roughly where McCaffrey could go), WR Laquon Treadwell, signed a deal worth $9.5 million guaranteed. The 41st pick (where the loss of value kicks in), LB Reggie Ragland, signed a deal worth $3.2 million guaranteed. So, using those figures as a guide, an injury in the Sun Bowl could potentially cost McCaffrey $3.5 million or more, assuming the cold medicine I'm on hasn't compromised my basic arithmetic abilities.
[/quote]

Wouldn't that negative impact be felt for several years by starting from a lower level?  I mean, sure, if he lights it up or falls flat, his individual career salary path will vary.  But a generalized notion of the impact of an injury on his salary would probably be felt for more than one year.
[/quote]

Those values I gave were on four year contracts for both guys. And obviously this wasn't a terribly scientific way to go about it, but I thought it was a nice piggyback on the discussion of his insurance policy.

[ThePassionOfTheChryst]

[quote author=ThePOC link=topic=16303.msg183318#msg183318 date=1482352751]
[quote author=DC 86 link=topic=16303.msg183302#msg183302 date=1482330444]
[quote author=TreesAndBirds link=topic=16303.msg183108#msg183108 date=1482195981]

I think I read that CM had $5M insurance for an injury that resulted in him not being drafted. $3M if injury significantly reduced his draft position. Dont remember where I read it so maybe I am mis-remembering or am flat out wrong.

You are correct. He has a $5M policy for complete disability, and a $3M policy for loss of value if injury causes him to be drafted later than 40th overall.
[/quote]

That's interesting. For perspective, I just looked up the rough numbers from the 2016 draft. The 23rd pick of the draft (roughly where McCaffrey could go), WR Laquon Treadwell, signed a deal worth $9.5 million guaranteed. The 41st pick (where the loss of value kicks in), LB Reggie Ragland, signed a deal worth $3.2 million guaranteed. So, using those figures as a guide, an injury in the Sun Bowl could potentially cost McCaffrey $3.5 million or more, assuming the cold medicine I'm on hasn't compromised my basic arithmetic abilities.
[/quote]

Wouldn't that negative impact be felt for several years by starting from a lower level?  I mean, sure, if he lights it up or falls flat, his individual career salary path will vary.  But a generalized notion of the impact of an injury on his salary would probably be felt for more than one year.
[/quote]

Those values I gave were on four year contracts for both guys. And obviously this wasn't a terribly scientific way to go about it, but I thought it was a nice piggyback on the discussion of his insurance policy.