12-21-2016, 02:23 PM
(12-21-2016, 01:39 PM)ThePOC link Wrote:[quote author=DC 86 link=topic=16303.msg183302#msg183302 date=1482330444]You are correct. He has a $5M policy for complete disability, and a $3M policy for loss of value if injury causes him to be drafted later than 40th overall.
[quote author=TreesAndBirds link=topic=16303.msg183108#msg183108 date=1482195981]
I think I read that CM had $5M insurance for an injury that resulted in him not being drafted. $3M if injury significantly reduced his draft position. Dont remember where I read it so maybe I am mis-remembering or am flat out wrong.
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That's interesting. For perspective, I just looked up the rough numbers from the 2016 draft. The 23rd pick of the draft (roughly where McCaffrey could go), WR Laquon Treadwell, signed a deal worth $9.5 million guaranteed. The 41st pick (where the loss of value kicks in), LB Reggie Ragland, signed a deal worth $3.2 million guaranteed. So, using those figures as a guide, an injury in the Sun Bowl could potentially cost McCaffrey $3.5 million or more, assuming the cold medicine I'm on hasn't compromised my basic arithmetic abilities.
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Wouldn't that negative impact be felt for several years by starting from a lower level? I mean, sure, if he lights it up or falls flat, his individual career salary path will vary. But a generalized notion of the impact of an injury on his salary would probably be felt for more than one year.
"It's not what you don't know that gets you in trouble. It's what you think you know that just isn't so."
Mark Twain
